Privacy Policy

1.What this privacy policy coversView

  • 1.1 Megatel takes your privacy seriously. Please read the following to learn more about our privacy policy

    The federal government and technology industry have developed practical tips to help you guard against Internet fraud, secure your computer and protect your personal information.

  • 1.2 How Megatel Uses Your Personal Information

    This policy covers how Megatel treats personal information that Megatel collects and receives, including information related to your past use of Megatel products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

  • 1.3 This privacy policy only applies to Megatel

    This policy does not apply to the practices of companies that Megatel does not own or control, or to people that Megatel does not employ or manage. In addition, some companies that Megatel has acquired have their own, preexisting privacy policies which may be viewed on our acquired companies page.

2. Information collection and useView

  • 2.1 GENERAL

    Megatel collects personal information when you register with Megatel, when you use Megatel products or services, when you visit Megatel pages or the pages of certain Megatel partners, and when you enter promotions or sweepstakes. Megatel may combine information about you that we have with information we obtain from business partners or other companies.

  • 2.2 GENERAL

    When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with Megatel and sign in to our services, you are not anonymous to us.

  • 2.3 GENERAL

    Megatel collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

  • 2.4 GENERAL

    Megatel automatically receives and records information from your computer and browser, including your IP address, Megatel cookie information, software and hardware attributes, and the page you request.

  • 2.5 GENERAL

    Megatel uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

  • 2.6 CHILDREN

    When a child under age 13 attempts to register with Megatel, we ask the child to have a parent or guardian create a Megatel Family Account to obtain parental permission.

  • 2.7 CHILDREN

    Megatel does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.

  • 2.8 CHILDREN

    Megatel does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

3. Information sharing and disclosureView

  • 3.1

    Megatel does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

    I. We provide the information to trusted partners who work on behalf of or with Megatel under confidentiality agreements. These companies may use your personal information to help Megatel communicate with you about offers from Megatel and our marketing partners. However, these companies do not have any independent right to share this information.
    II. We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Megatel to collect and use their child's information without consenting to Megatel sharing of this information with people and companies who may use this information for their own purposes.
    III. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
    IV. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Megatel's terms of use, or as otherwise required by law.
    V. We transfer information about you if Megatel is acquired by or merged with another company. In this event, Megatel will notify you before information about you is transferred and becomes subject to a different privacy policy.

  • 3.2

    Megatel displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria-for example, women ages 18-24 from a particular geographic area.

    I. Megatel does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
    II. Megatel advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

  • 3.3

    Megatel works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

4. CookiesView

  • 4.1

    Megatel may set and access Megatel cookies on your computer.

  • 4.2

    Megatel lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Megatel's cookies.

  • 4.3

    Megatel uses web beacons to access Megatel cookies inside and outside our network of web sites and in connection with Megatel products and services.

5. Ability to edit and delete accunt & preferencesView

  • 5.1 GENERAL

    You can edit your Megatel Account Information, including your marketing preferences, at any time.

  • 5.2 GENERAL

    New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

  • 5.3 GENERAL

    We reserve the right to send you certain communications relating to the Megatel service, such as service announcements, administrative messages and the Megatel Newsletter, that are considered part of your Megatel account, without offering you the opportunity to opt out of receiving them.

  • 5.4 CHILDREN

    You can delete your Megatel account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.

  • 5.5 CHILDREN

    Parents can review, edit, and delete information relating to their child's Megatel account using tools offered by Megatel Family Accounts.

  • 5.6 CHILDREN

    If a parent chooses not to allow us to further collect or use a child's information, parents enrolled in Megatel Family Accounts can delete their child's account by signing into that child's account and then visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.

6. Confidentiality and securityView

  • 6.1

    We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

  • 6.2

    We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

  • 6.3

    To learn more about security, including the security steps we have taken and security steps you can take, please read Security at Megatel.

7. Changes to this privacy policyView

  • 7.1

    Megatel may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Megatel account or by placing a prominent notice on our site.

8. Questions and suggestionsView

  • 8.1

    Megatel is TRUSTe-certified. This certification applies to all English-language sites under the domain. If you feel that your inquiry has not been satisfactorily addressed, you should contact TRUSTe, an independent privacy organization. TRUSTe serves as a liaison with Megatel to resolve your concern.

  • 8.2

    If you have questions or suggestions, please contact us at:

    Megatel - Phone: 09 912 1200, Fax: 09 921 0049, Email: